https://www.reddit.com/r/Bogleheads/comments/1amcew7/should_i_just_pick_the_highest_cd_rate_regardless/
Should I just pick the highest CD rate regardless of bank? : r ...
Feb 9, 2024 ... I use the Schwab money market: SWVXX. Current yield is 5.22%, but it changes, so you have to watch it. No FDIC coverage, but it is still safe IMHO.